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Cody L Hayes, President - Certified Mortgage Planning Specialist

Meet the Experts



Cody Hayes, President
Loan Origination & Mortgage Advisory Services
State Mortgage (BK0906508) / Mortgage Advisory Services LLC
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Cody specializes in qualifying people for residential real estate purchase transactions and getting loans funded quickly. He also specializes in debt consolidation refi nancing, and mortgages during and after divorce. Cody can help eliminate some of the major potential stress of divorce. The following are some of his specific areas of expertise.

Credit Education and Repair
Cody will help protect and prepare you for the potential credit implications of divorce. If necessary, he will also work with you to repair your credit report.

Mortgage Services (purchase and refinance)
Not Just any Mortgage Guy™, Cody Hayes specializes in creative financing during and after the divorce process. Qualifying for a new home with less than perfect credit or job history is not a problem for Cody.

Cody has a long history of excellent performance and high client satisfaction ratings from all of his clients. To the right are just a few comments from satisfied clients.

Give Cody a call if you are considering a real estate transaction, contemplating a divorce or in the process of divorce, or would like help repairing your credit. He will help you explore your options and give you his professional advice.

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   Cody qualified me for my loan and we moved in to our fi rst home in less than three weeks when our previous loan offi cer called 2 days before our close of escrow and said we could not qualify.
- Matt M

Finally I’m free from debt. Cody helped me save more than $15,000 when we consolidated and settled my debt with a refinance!
- Matt H

I was a "stay at home" mom, and after the divorce Cody helped me qualify for a house even though I’m new to the workforce.
- Shelly Z